AI in Collections 2026: Closing the Gap Between Investment and ROI

How AI is making collections faster, smarter, and more human. AI adoption in collections has nearly doubled since 2023, but investment hasn’t always translated into results. Many programs are stuck in early stage pilots, held back by legacy infrastructure, governance gaps, and fragmented data. Get C&R Software’s new report to learn about: Why 75% of financial institutions remain stuck in siloed AI pilots instead of scaling How data fragmentation and legacy infrastructure block production-ready AI Why governance and explainability must be built in from the start, not added later Five applied AI use cases already delivering results, from collector assist tools to autonomous agents A practical framework for evaluating AI readiness over the next 12-18 months

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